Dmp

lulabelle01

Thanks for the advice so far.

I’m expecting a little bit of money off my grandparents shortly. I’m debating if to use the money to clear the 2 smaller debts which are catalogues or save the money and put the catalogue debt onto one of the cards and save the money as part of my emergency fund. What do you guys think is best?

I was going to wait for my new bank info to come through before requesting my pack from StepChange once I’ve got that i’ll Notify the credit card companies I’m having problems.

Kinda stressed that I’m going to trash my credit rating especially as I rent and if anything happens i’ll Probably not be able to rent anywhere else. My relationship with my husband isn’t the best but I guess i’ll Cross this bridge if and when I come to it.