We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Secured Loan
Options
hi, ive paid my secured loan off a good while ago now with First Plus - this was secured on my house - i believe they put a note or something on your deeds? - which i need to remove as i want to change mortgages - has or does anyone know how to do this? im getting nowhere
0
Comments
-
They need to discharge the charge on your property - have you tried calling them?0
-
hi, First Plus are no more, Barclays took over their details but ive been chasing them to call me back to no avail was hoping i could do something0
-
Can you check with the Land Registry to see if the charge has been removed?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70000 -
best thing to do is to check the title deeds to your property (should be stored online with the land registry, and you can pay £3 to obtain a copy) as if the loan is paid off it should already have been removed.
If it's not removed, i'd then call and write to Barclays stating it needs to be removed asap due to remortgaging. if that doesn't work (and i'd be surprised if it doesn't) going down the complaints route should do the trick.
good luck0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards