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New plan...time to see some movement!

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  • in_need_of_direction
    in_need_of_direction Posts: 7,769 Forumite
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    Cheers from me too
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • jwil
    jwil Posts: 22,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    AdventureWanted wrote: »
    Hi Jwil,
    I've subscribed to your new diary and will be cheering you on :).
    HairyHandofDartmoor wrote: »
    I've subscribed to your new diary Jwil. You sound very motivated.
    in_need_of_direction wrote: »
    Cheers from me too

    Aww thank you guys :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,190 Forumite
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    swimminginaseaofdebt wrote: »
    Hi Jwil,

    Read all your old diaries and just wanted to say good luck with your new plan!

    I’m also on a DMP and saving for an emergency/F & F fund so will lurk about and hopefully pick up some useful tips/inspiration :)

    Swimming

    Wow, that was brave reading my old diaries, thank you! :)

    Good luck with your DMP, do you have a diary? I'll have a hunt.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • in_need_of_direction
    in_need_of_direction Posts: 7,769 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey jwil, look at your emergency fund percentage. There's Sumat not right.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • jwil
    jwil Posts: 22,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today hasn't started well. Little miss is poorly so I had to call DH back from work to stay with her. He's not overly impressed as he won't get paid for today, but I've got deadlines and I'm off next week so really could do with being in today.

    I sold several items on eBay yesterday but didn't get a chance to pack them this morning, so that's a job for tomorrow. Pleased with the amount gone though :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    in_need_of_direction wrote: »
    Hey jwil, look at your emergency fund percentage. There's Sumat not right.

    Thank you! Well spotted :) That's a reflection of my good maths skills :o No wonder I'm in debt :rotfl:

    I originally put £10,000, but decided to change it to something a little more realistic to start with because of everything else I'm trying to do.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • dawnybabes
    dawnybabes Posts: 3,431 Forumite
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    Ooh all sounds positive - what are you going to do first in the house ?
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Linz4383
    Linz4383 Posts: 319 Forumite
    Seventh Anniversary
    Happy New diary. Following over from your previous one x
  • jwil
    jwil Posts: 22,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    dawnybabes wrote: »
    Ooh all sounds positive - what are you going to do first in the house ?

    No idea yet, whatever looks most urgent. Probably sorting out the kids room - it has no carpet down so a ripe candidate for getting the electrics in there sorted (plus whatever else can be accessed through the floor), it desperately needs a new window, and then obviously carpet and decorating.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Linz4383 wrote: »
    Happy New diary. Following over from your previous one x

    Thank you :) It's lovely to have visitors :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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