FTB Mortgage Advice

AnotherJoe

Jennaturner wrote: »

I have spent the last few months looking at so many different mortgage calculators online. Halifax say they can lend more than we would need, nationwide say they can lend about £5k less than what we would need and Santander say they can lend more than what we would need also. I’ve also looked at NatWest, Barclays and lots of other lenders and have been as accurate with figures as I can be. We have received an agreement in principle with our broker and passed the affordability check with them but I know that mortgage calculators are only an estimate and they don’t always mean that we can borrow as much as they say. I understand that most first time buyers can’t buy their dream house as their first house but from doing all these online calculators, this is what led us to look at houses for that sort of price. This one is slightly more than we initially were looking at (we were looking at £300k) however if we need to we are fortunate that our parents could gift us the extra deposit we may need.

Well, there's a ton of info would have been useful in your first post !!!