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Email from lucascredit
dwpn00b
Posts: 53 Forumite
So received an email from them saying I owe a debt of £28 to T-Mobile from 2014. Originally the contract was cancelled back then.
Haven't received any post as moved address. Is this gonna get worse if not paid?
Thanks
You Have Not Repaid Your T-Mobile (UK) Limited Account
As you have failed to make arrangements to repay your account, it has now been sent to Lucas Credit Services, who are one of our approved Debt Collection Agencies.
They will contact you regarding payment of the outstanding balance and all contact and correspondence should be referred to them with immediate effect.
You must call them on 01274 957060 and they will be able to help you.
Haven't received any post as moved address. Is this gonna get worse if not paid?
Thanks
0
Comments
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It's unlikely it's gonna get better.0
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For £28 quid is it worth wrecking your credit file ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Is the debt reported with any of the three CRAs?I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
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Hi there
Although the amount is small, it is possible they may consider a county court claim if you ignore it. Be cautious if they do not have your correct address as any paperwork, such as a letter before claim or a claim pack, will usually be sent to your last known address.
Best wishes
Susie
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Willing2Learn wrote: »Is the debt reported with any of the three CRAs?
Sorry what do you mean by CRA?0 -
The three Credit Reference Agencies - Experian, Equifax and TransUnion (Ex CallCredit).I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0
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