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A Big Thanks to everyone

philnicandamy
philnicandamy Posts: 15,685 Forumite
10,000 Posts Combo Breaker
in Bankruptcy & living with it
I came across this site back in January 2007 considering bankrputcy after being finished from work due to Ill health, I felt depressed confused & alone...I took the plunge & posted my first question. I received some of the BEST support and advice not just going through the paperwork & deciding to do the deed but also while BR, through my time posting here i've made some good freinds who care about people very much...i've made some enemies but in the end everything always worked out well :D

I've been bankrupt for the last 8mnths.....UNTIL NOW! I received word of my discharge this morning
:D
Things havent been the easy ride people think it is, i've had more downs than ups & various personal problems along with loosing a partner...BUT life is getting better there is light at the end of the tunnel, anyone thinking of going down the BR route should listen to the excellent advice here it's been the best thing I ever decided to do!

I cant thank everyone enough for being there when I needed a hand...you all know who you are :D
And for whatever reasons you come here facing bankruptcy PLEASE dont let the trolls scare you away.....

Phil
We all die. The goal isn't to live forever, the goal is to create something that will
«13

Comments

  • betterlatethannever
    betterlatethannever Posts: 5,280 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fantastic news Phil.
    :T :T :T :T
    Drinks on you tonight:beer:

    Hope you'll stick around and continue to offer others your valuable advice and words of wisdom:p

    xx
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    betterlatethannever wrote: »
    Fantastic news Phil.
    :T :T :T :T
    Drinks on you tonight:beer:

    Hope you'll stick around and continue to offer others your valuable advice and words of wisdom:p

    xx

    No danger!! you cant get rid of me that easy :p:D
    We all die. The goal isn't to live forever, the goal is to create something that will
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Thats great news Phil! Mine's a vodka and tonic!

    :j :j


  • spinks
    spinks Posts: 295 Forumite
    Congratulations Phil :j

    Heres to a happy future :beer: enjoy it!
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Congratulations Phil. :D :beer::j

    Very well deserved.

    emot97.gifemot88.gif
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    Congratulations phil, you are one of those people who are the backbone of this board and have saved many people from stress and heartache. Enjoy your freedom and mine's a large glass of something fizzy :)
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • JulesJay
    JulesJay Posts: 179 Forumite
    Fantastic news Phil!

    Congratulations

    Jules x
    'What is right for one soul may not be right for another.
    It may mean having to stand on your own
    and do something strange in the eyes of others.
    But do not be daunted,
    do whatever it is because you know within it is right for you.'
    'Eileen Caddy'
    BSC: No: 79
  • ampersand
    ampersand Posts: 9,693 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Another 'Well done!' - and I KNOW others have used your signature info.
    You now hit the path of your own choosing.
    It's wonderful for you - and for others to read about and take heart from.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET
  • PixiePie
    PixiePie Posts: 875 Forumite
    Oh, well done! I haven't been able to get on the boards for a little bit, but really tried to get on tonight, and glad I did - excellent news for you, huge well done for getting through it and hope it continues to just get better for you :)

    Hugs and claps - have a nice drinkie for me :)
    Do not feed the trolls please.
  • tight_jock
    tight_jock Posts: 1,902 Forumite
    Brilliant news, phil.

    So glad it`s all over for you.

    Time to start rebuilding now.










    PS it`s your round:rotfl:
    :beer:
    TJ
    1/11/06 -1/06/07 BSC #42


    For FREE advice. Your local CAB Office - ask to speak to a 'money advisor'.*The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111*National Debtline - Tel: 0800 808 4000*Payplan - Tel: 0800 917 7823*Insolvency Helpline-0800 074 6918
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