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Joint to single mortgage

My Wife and I had a joint mortgage for the past 10 years. Sadly she passed away earlier this year and am now needing to switch to a single version.

Someone mentioned that due to my circumstances I can now apply for a first timer type again? Surely this can't be right?
As there is only me I am hoping (like everyone!) to get the best deal. I am not in a contract so am free to move provider.
Thanks

Comments

  • YHM
    YHM Posts: 650 Forumite
    Sorry to hear of your loss.

    I assume you own a property at present? If so, you wouldn't be classed as a first time buyer on any level. However, that wouldn't stop you from remortgaging to another lender....
    I am a Mortgage Broker.

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you informed your lender of the situation?
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