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First Time Buyer - Mortgage Credit Checks

demeggy · 2018-08-18 16:59:17

Hi all, First time buyers here! A couple of weeks ago, our broker submitted application for a mortgage, the DIP came back positive, and on Monday of last week, the offer was put to us and we approved it. I spoke to my lender today (my broker's not very approachable...) to find what stage everything was at, and they advised…

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marcmc84 Posts: 49 Forumite

22 August 2018 at 3:55PM

I wouldn't worry about it, if you have already applied the mark will be on your credit file as a search for credit so if the lender does another check on you it will show even if you don't take out the credit. Your report will not update with the sofa payments until the company notifies your credit report. Should be fine, enjoy your sofa.

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