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Mortgage application referred-what next?

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  • Try not to panic - A refer is not a decline - Leeds tend to have a lot of refers in my experience but not often do they turn in to a decline
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    RobC999 wrote: »
    The loan will be £30.5K, over a term of 7 years.

    Might be below the lenders threshold.
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