We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Re-mortgaging/removing a person/interim charge attached
Cmeg1975
Posts: 2 Newbie
Hi All
Can anybody help !!!128591;!!!128591;!!!128591; My girlfriend is divorced but currently owns her house with her ex.We have got a mortgage sorted but an interim charge is attached to the property in her ex's name.This stops us removing him and adding me to the land registry for the mortgage to progress.How do we go about removing this charge against the property?..we have extra money on the mortage to pay off the joint debt but cant release the funds to pay it until its removed.
Can anybody help !!!128591;!!!128591;!!!128591; My girlfriend is divorced but currently owns her house with her ex.We have got a mortgage sorted but an interim charge is attached to the property in her ex's name.This stops us removing him and adding me to the land registry for the mortgage to progress.How do we go about removing this charge against the property?..we have extra money on the mortage to pay off the joint debt but cant release the funds to pay it until its removed.
0
Comments
-
Have you not spoke to him about him removing / revoking the charge? Is he being bought out? I would assume he is after a financial exchange to remove his interests against the property.I am a Mortgage Broker.
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice0 -
Hi YHM...Yes he is being bought out by ourselves.I am just confused with how he is going to remove or postpone the charge.Will his loan company require the amount to be payed off in full before removing? Or do they usually allow you to come to an agreement and postpone it to let the loan to be repayed?0
-
If you are paying off the charge, it should be done simultaneously with the new mortgage.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
-
When I was in a similar position I paid the charge off with a credit card. I could just see things going wrong with the charge still there, especially with our seemingly incompetent solicitor involved.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.8K Banking & Borrowing
- 253.8K Reduce Debt & Boost Income
- 454.6K Spending & Discounts
- 245.8K Work, Benefits & Business
- 601.9K Mortgages, Homes & Bills
- 177.7K Life & Family
- 259.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards