trouble ahead?

maxmycardagain

My wife and I have separate single/sole bank accounts, I get paid monthly for an account job into my bank, wifes account pays out all our bills, i keep very little in my account and her account is usually overdrawn so I withdraw cash and pay into her account, she doesnt work

trouble is if i go BR the OR/IS will see cash lump sums coming out of my account, with trade having been bad for a while will my 2nd BR get me extra attention from the OR?

i shall arrange payment now to go to her account and she can bung me instead..

anticipating BR by the end of the year

buying a car i shouldnt have has cost me too much in repairs and no more in income

philnicandevan

maxmycardagain wrote: »

My wife and I have separate single/sole bank accounts, I get paid monthly for an account job into my bank, wifes account pays out all our bills, i keep very little in my account and her account is usually overdrawn so I withdraw cash and pay into her account, she doesnt work

trouble is if i go BR the OR/IS will see cash lump sums coming out of my account, with trade having been bad for a while will my 2nd BR get me extra attention from the OR? Yep they'll want to go into more detail than your 1st time....means they may ask for more financial stuff further back with bank statements etc





i shall arrange payment now to go to her account and she can bung me instead..

anticipating BR by the end of the year

buying a car i shouldnt have has cost me too much in repairs and no more in income

A little may help..

silvercar

Sorry to hear this. I remember you posting about the carillion knock-on effect a while back.

maxmycardagain

silvercar wrote: »

Sorry to hear this. I remember you posting about the carillion knock-on effect a while back.

Im hanging it aout as long as I can, reducing who i pay and when......or if

if they dont like it they can.........make me bankrupt :rotfl:

maxmycardagain

trouble is if i go BR the OR/IS will see cash lump sums coming out of my account, with trade having been bad for a while will my 2nd BR get me extra attention from the OR? Yep they'll want to go into more detail than your 1st time....means they may ask for more financial stuff further back with bank statements etc

What can they do, deport me to Australia?

At 64 im really beyond worrying and any threats they can make, ive nothing they can take, everything is either rented or on HP, or in the wifes name...

(and im not in anyone's will................she is...lol).........i better keep her sweet

philnicandevan

maxmycardagain wrote: »

What can they do, deport me to Australia?

At 64 im really beyond worrying and any threats they can make, ive nothing they can take, everything is either rented or on HP, or in the wifes name...

(and im not in anyone's will................she is...lol).........i better keep her sweet

Best way to think about it all.....I know my 2nd time in the end I didnt care less how far they wanted to go what they wanted to do..at one stage they discussed a BRO/BRU in the end though they didnt....I just kept my head down again and rode out the non exsistant storm!(i'd convinced myself it'd be like the spanish inquisition the 2nd time)

maxmycardagain

philnicandevan wrote: »

best way to think about it all.....i know my 2nd time in the end i didnt care less how far they wanted to go what they wanted to do..at one stage they discussed a bro/bru in the end though they didnt....i just kept my head down again and rode out the non exsistant storm!(i'd convinced myself it'd be like the spanish inquisition the 2nd time)

not the spanish inquisition!

blannweil

You can opt for cheaper but high quality brand new car to prevent spending too much for repair and for initial expenses.

maxmycardagain

blannweil wrote: »

You can opt for cheaper but high quality brand new car to prevent spending too much for repair and for initial expenses.

ha!

excuse me if i pee on your chips lad

ive just paid £265 for an engine oil/all filters change and £600 in brakes

Tyres are £150 per CORNER...

Ill take the cheap to buy/cheap to fix from now on