How to get the best mortgage for a first time buyer (26y/o single male)

Mortgage_Adviser

There are a couple of lenders that can look at taking an equity fro mthe parents hosue as a deposit without getting the actual cash deposit.


In this case your mum could actually contribute more in to your purchase without the sale of ther property and without giving you any cash.


You lender would just put say 200k first charge on her property (but no the mortgage) which would mean that your deposit is technically 200k.