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6 years today
luvchocolate
Posts: 3,485 Forumite
Hi today its 6 years since I went to court and declared bankruptcy
I've had my ups and downs but on the whole it's been ok.
Unfortunately I still have a mortgage in my sole name, my ex lives there and pays the mortgage, as we have a declaration of trust giving him the beneficial interest my credit file would be affected again if he stops paying the mortgage, so for the rest of my life I will still have this concern.
On the plus side I am retired, live 70 miles away from my ex living back in my home town with family and friends.
Financially I am secure and now have the precious gift of my first Grandchild thanks to I.V.F.
Sorry I have gone on a bit but I am feeling a little emotional!!
Thank you to all who have helped me get to this point unfortunately many do not post anymore, but our own debt doctor has been a great help to me.
Good luck everyone just starting I will help whenever I can.
Thank you.
I've had my ups and downs but on the whole it's been ok.
Unfortunately I still have a mortgage in my sole name, my ex lives there and pays the mortgage, as we have a declaration of trust giving him the beneficial interest my credit file would be affected again if he stops paying the mortgage, so for the rest of my life I will still have this concern.
On the plus side I am retired, live 70 miles away from my ex living back in my home town with family and friends.
Financially I am secure and now have the precious gift of my first Grandchild thanks to I.V.F.
Sorry I have gone on a bit but I am feeling a little emotional!!
Thank you to all who have helped me get to this point unfortunately many do not post anymore, but our own debt doctor has been a great help to me.
Good luck everyone just starting I will help whenever I can.
Thank you.
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Comments
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Congratulations!0
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One things for sure...........worrying makes no difference
Im going round again on the BR roundabout, at least this time its online and theres no notice going in the paper
Have a drink, enjoy0 -
Time just whizzes by!
Glad to help
DDDebt Doctor, Debt caseworker, Citizens' Advice Bureau .
Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***0 -
Happy 6yrs :beer::beer:Not quite a newbie as you think
;) (the member formally known as philnicandamy!)
FINALLY a qualified CAB debt caseworker 2015..:p
BSC 58
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