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DMP or IVA?
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Also, whilst you have the breathing space I would also start building up an emergency fund. A lot of people recommend £1000, but even if it is just £500, it may cover you for things that may breakdown or need replacing and you won't have to worry about using credit to cover it as you already have the emergency fund there as a back up.Chandelier.
Current Debt Repaid:
£104/£619.
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