We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

cant remortgage, whats my best option?

lizeey
lizeey Posts: 2 Newbie
in Mortgages & endowments
Hi All, wondering what my best option would be here. mortgage fixed rate ends 31st oct when we will go onto standard variable rate (currently 3.99) with natwest.

we don't owe enough to remortgage on another fixed rate and i dont like the idea of being on a variable rate :-(

what shall i do!!!??

Comments

  • MovingForwards
    MovingForwards Posts: 17,180 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/5876869/not-enough-for-a-mortgage

    It's easier to stick to one thread when you are trying to sort out the same issue.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • YHM
    YHM Posts: 650 Forumite
    I assume by the above, that you mean you are coming to the end of your mortgage and your balance is nominal. If so, just change the rate with Natwest directly when they approach you with their retention rates.
    I am a Mortgage Broker.

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture