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Second job tax help

Tax code: 1185L
Age: 18

First job:
£253.12 for 24.5 hours a week. Take home pay comes out to £195.25

Second job:
£450 for 45 hours a week.

How much can I expect to get taxed and be deducted from NI and how much can I expect to take home on a weekly basis?

Is there an advantage to declaring your first or second job in a particular order?

Comments

  • badmemory
    badmemory Posts: 10,337 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    As both your jobs are above £11850 pa then it doesn't make any difference which one has the 1185L code. But to choose which one then I would say the one you expect to keep the longest as it will save making changes in a hurry if the job with the code is the one that goes.


    If both jobs weren't over the £11850 then I would ask for the code to be on the one that was. If neither job was over £11850 then I would have it split so that I paid a small amount of tax on both jobs - it avoids you being overtaxed.


    The actual tax you pay should be the same if you have 1 job or 5 jobs.
  • Smellyonion
    Smellyonion Posts: 258 Forumite
    100 Posts Second Anniversary
    Are you actually working 70 hours a week? Is that sustainable?

    Your first job used up all your personal allowance.

    Your second job, everything will be taxed a 20% plus 12.5% ni. Therefore deduct a third. Take home will be around 300 for your second job plus 195 of your first job= 400 a week.
  • Smellyonion
    Smellyonion Posts: 258 Forumite
    100 Posts Second Anniversary
    500 a week sorry
  • molerat
    molerat Posts: 35,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 July 2018 at 8:59AM
    Taking home £195 from £253 gross is not correct, I suspect a BR tax code is being used. A 1185 code should deduct £5.00 tax and £10.93 NI. £450 on a BR code should have £90 tax and £34.56 NI deducted. (and assuming not Scotland)

    But as we are part way through the year and we don't know your year to date earnings and tax paid these numbers are purely on a week by week basis.
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