Platform mortgage application timeline

AMJ89

Hi all,

Have posted before but didn’t get much of a response, and after searching about Platform on the forums I haven’t found much. Here is my timeline so far:
14/7 - Offer made & accepted on house
16/7 - DIP Done/soft search
16/7 - Hard search on credit file
16/7 - Mortgage fee & HBS paid
18/7 - Mortgage declaration signed and returned
18/7 - memorandum of sale & EPC received by EA
19/7 - bank statements/proof of deposit sent
20/7 - gifted deposit form signed/sent back
23/7 - solicitor documents sent and £300 on account paid
24/7- inheritance prove sent to solicitor
25/7 - chased MA said hopefully hear by Friday
26/7 - Avista searches received from solicitor
27/7 - Asked for P60/ sent P60 to MA

Anyone have any experience with platform?

butterflybook

platform generally are pretty robust in their underwriting and not the fastest lender but dont generally take too long

AMJ89

Thank you for you reply. Today we have been asked about a CM payments to my Husband ex. Which is fine. We confirmed. Just seems like they ask something then you have to wait 3 days to be updated again! Driving me mad!

Amygcad

Hi

We are currently applying for a mortgage through platform. How long did yours take in the end?

kieranw7261

Hi AMJ89 / Amygcad, how did you get on with your mortgage with platform? We are going through one now and are 10 weeks without an offer.

frenchy123

have you had your mortgage proposal agreed yet? we are in a chain with someone who is applying and he started his process at about the same day as you. he has had the valuation on the 23rd july, which was good, but as of yesterday he still hadnt received his mortgage offer,,, is this normal?