Skipton DIP and U/W... whats next?

DAWN08

We obtained a DIP from Skipton (after an expected refer due to missed payments/loans in 2012-3). Full application is now in at underwriters stage.

Advisor has said to expect request for further information within a couple of days - anyone any insight on the type of stuff they may ask for other than payslips, bank statements, proof of deposit etc? Can we be fairly confident credit scoring/affordability has passed as we obtained the DIP (via hard search?) Anyone with experience with Skipton advise on this? Do they generally offer where a DIP has been given (assuming of course all given info is verified and matches up)?

Also - when can I expect the valuation to be booked - EA already getting pushy (gotta love those EAs!)

Thanks in advance - I am a born worrier so just looking for some reassurance/guidance - thanks in advance!

ACG

Bank statements, payslips, P60 maybe and ID. Should just be the normal stuff.
A refer does not necessarily mean more documents than normal are needed. They may ask for an explanation for adverse if they have not already but at stage you are at, I am sure you will be fine.

Get a time frame from your broker, bang a day or 2 on and tell the agents that when it will be. If they call you before that, just tell them that you gave them a date and we are not there yet so surprise surprise, there is no news. Bloody agents! They make most sales more stressful than it needs to be.

DAWN08

Thanks for the reply! EAs do add to the stress absolutely and feels unnecessary as they should be familiar with typical timescales!

Hopefully we can take some comfort in passing the DIP and the checks involved at that stage.

Thanks again!