A downward spiral

chevalier

what about switching firms is that an option? Or specialising is runs to a local airport/station? Good idea about the vets as was suggested earlier.

Empty_pockets

Thanks.

Unfortunatley the Vets idea won't work in my case. My licence only allows me to do the jobs given by my operator. It's illigal for me to take my own work.

I think as far as income is concerned i'll be busy over the next 2 months. It's when we have the downturn in Jan that i'll have to look at finding an extra source of income.

I need to focus on whats going out at the moment. SPending Diary, good idea. Thanks. Do you include everything or just small bits you end up spending throughout the day?

In_Search_Of_Me

spendng diary should include every penny that you spend!

Empty_pockets

Unfortunately the mortgage was turned down due to bad credit.

I've applied to experian to get a credit report.

Not sure what i'll do come Jan. May have to put the tax bill on a CCard. I've got enough credit but they are all on high rates 15% +.