Changing for good!

[Deleted User]

SavingAFuture wrote: »

Well done! Stick with it. Every little bit paid off is a step closer to your goal

Thank you

SavingAFuture

You're in a really similar place to me - I know I'll be debt free within a year if I keep going.
Some days are easy, some days are tough but one year in the grand scheme of things is nothing.
Then all your lovely money will be your own!!

[Deleted User]

SavingAFuture wrote: »

Then all your lovely money will be your own!!

That's what keeps me going, I've worked out what my finances will be like in a year and that is motivation enough

ellie.52

Wow your doing so well!! How much would you say you earn monthly with your surveys? Looking into starting but not sure if it's worth the energy x

[Deleted User]

Haven't really looked at it on average but I only do them as I can manage to do them at work. If I was just doing then at home I don't think I'd get so many done x

[Deleted User]

I never have a lot to say for very long after payday

Did a £12 study on PA as I said and that is all that's payable at the moment - if any of the pending clear to get to around £15 today I might cashout ready for tomorrow, however I do have enough pending that I can withdraw over £20 in one go so I may wait it out... I just want to pay it off the CC now :rotfl:

I will have paid off 10% of my debt when I make my next CC payment to CC2 very excited to have it cleared and move on to the next CC! Even more excited to make my debt payments next month and have my debt total go under £4k! Not by a lot but still

Hope everyone (if anyone is reading :rotfl: ) had a good weekend and has an ok Monday

wishingthemortgaheaway

I'm still reading...

Well done on the 10%, keep going.

[Deleted User]

wishingthemortgaheaway wrote: »

I'm still reading...

Well done on the 10%, keep going.

It's good to know I'm not talking to myself :rotfl:
Thank you

NelliePie

Hi I'm still reading too!
I don't mean this to sound patronising but you're doing really well! It's not taken you that long to clear the 10% so you'll be debt free before you know it.

I've read on other diaries about people celebrating every 1% or trying to work out where they can squeeze that extra 1% from (extra income, YS savings on groceries etc). I think the Idea is that reaching each 1% target seems more achievable and keeps the feeling of wins coming so acts as a motivator. So if your debts are £4K you only need to find £40 and you'll have reached another 1% - I'm sure you could do that on PA fairly quickly (surveys permitting).

Keep going! I'll be here 'til the end

[Deleted User]

NelliePie wrote: »

Hi I'm still reading too!
I don't mean this to sound patronising but you're doing really well! It's not taken you that long to clear the 10% so you'll be debt free before you know it.

I've read on other diaries about people celebrating every 1% or trying to work out where they can squeeze that extra 1% from (extra income, YS savings on groceries etc). I think the Idea is that reaching each 1% target seems more achievable and keeps the feeling of wins coming so acts as a motivator. So if your debts are £4K you only need to find £40 and you'll have reached another 1% - I'm sure you could do that on PA fairly quickly (surveys permitting).

Keep going! I'll be here 'til the end

Thank you NelliePie the percentage thing is definitely a motivator!