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DC Pension after death
Sterlingtimes
Posts: 2,529 Forumite
If my DC pension is partly crystallised and a little below my LTA, does my wife inherit the LTA possible burden with my pension when I die (below aged 75)?
I have osteoarthritis in my hands so I speak my messages into a microphone using Dragon. Some people make "typos" but I often make "speakos".
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Sterlingtimes wrote: »If my DC pension is partly crystallised and a little below my LTA, does my wife inherit the LTA possible burden with my pension when I die (below aged 75)?
Death is a benefit crystallisation event (BCE)
The LTA provisions apply at the point of crystallisation
https://www.gov.uk/hmrc-internal-manuals/pensions-tax-manual/ptm0886600
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