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35k Loan

bazfez
bazfez Posts: 15 Forumite
I am looking to get a loan of 35k over 8-10 years. Can anyone guide me as to where the best place to go would be.

Comments

  • enthusiasticsaver
    enthusiasticsaver Posts: 16,262 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You are unlikely to get £35k unsecured. What is it for?
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  • bazfez
    bazfez Posts: 15 Forumite
    where would I get the best rates from for this kind of loan
  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    A mortgage.
  • Sncjw
    Sncjw Posts: 3,595 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    What!!!8217;s your income and what is it for?
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £55,819

    Cc debt free.

  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 18 July 2018 at 7:49AM
    bazfez wrote: »
    I am looking to get a loan of 35k over 8-10 years. Can anyone guide me as to where the best place to go would be.

    I am afraid no one on here will be able to tell you where to get the best place to go to get the 35 large that you need.

    You could look at remortgaging - if you have a mortgage, enough equity and able to meet the affordability criteria....although you did ask about 0% mortgages yesterday.... hmmmm

    If you have no mortgage and earn more than £70K and have no other debts you maybe able to get terms. Look on compare the market for 3 possible lenders to go to.

    Good luck and report back once you have applied.
  • TadleyBaggie
    TadleyBaggie Posts: 7,029 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sainsburys Bank will lend up to £40K unsecured with a maximum term of 7 years. Representative APR is 9%.
  • Sncjw
    Sncjw Posts: 3,595 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Your rate is personal to you. You won’t find out the rate until you apply
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £55,819

    Cc debt free.

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