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High mortgage fees

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Hi, my mortgage arrears fees seem excessively high, up to £280. Is this normal? From what I've seen on other threads it's usually £30-40?
Thanks

Comments

  • Nasqueron
    Nasqueron Posts: 10,761 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    What do the terms of your mortgage say?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Tbh, I couldn't find anything about that in the terms - maybe I was looking in the wrong place
  • Nasqueron
    Nasqueron Posts: 10,761 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ring the lender and ask them then. It's highly unlikely that a mortgage these days would be charging you more than you signed up to. How many months arrears is it, how long is it going to take to pay off etc?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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