We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

citi finance - mis sold a loan ??

kurjam
kurjam Posts: 1,342 Forumite
hi we took out a loan with citi financial in july 06.

we were told that after 4 months payments we could apply for a refinance and then the apr would be reduced as long as we kept payments up.

now 1 year later we are still waiting, i have phoned and askedthem.
when 4 months came i rang them and was told no its 6 months.
6 months came i rang and was told we changed policy !!

can i stop paying my loan and tell them i have been mis sold a loan ??
if so what do i do and what can i ask them to do !!

thanks for any help
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.