pensions and social housing rent

jdjd1969

I actually have 2 pensions. a private pension and a new workplace pension. i'd like to think after paying into them for years i'd be a little better off in retirement than if I didnt bother. certainly dont mind if as someone said its a sliding scale and I pay some of my pension money towards rent. just looking for facts not suggesting that someone else should pay for my housing. i've never claimed means tested benefits.

badmemory

jdjd1969 wrote: »

I actually have 2 pensions. a private pension and a new workplace pension. i'd like to think after paying into them for years i'd be a little better off in retirement than if I didnt bother. certainly dont mind if as someone said its a sliding scale and I pay some of my pension money towards rent. just looking for facts not suggesting that someone else should pay for my housing. i've never claimed means tested benefits.

To be clear - absolutely no-one on here is criticising you & your actions. You are doing the right thing and providing for your future & if it should happen that in the future you need help then you should get it. What is not liked is your colleague making no attempt to provide for their future & expecting us (including you) to provide it for him/her.


Your colleague may be in for a nasty shock down the line though. Who is to say that a few years down the line the gov won't turn round & say from 2020 according to our records your colleague could have contributed £100k to his pension but didn't. We assess that that would give him an income of £40 a week so we will knock this off his benefits.


They already do this for people who have deprived themselves of assets.