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Struggling to reach required (Wanted) mortgage

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  • bigstevex
    bigstevex Posts: 919 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Company owes us ~£40k in current director loans I think off the top of my head.

    That's a very rough way to work out my profit :), I average about 50% profit per item but obviously it can be 1-3 years before it reaches that. Some I've hit 2-300% profit.

    The 20K gift is maximum, that can't go any bigger or borrow any other way, that avenue is exhausted so to say :(

    Can't sell anything at moment as we're not VAT registered and we're at the 85K Vat limit, August is our first month we'll be able to trade again.


    Would it really be a bad idea if I just prove the deposit to the mortgage company? Or will they ask to see proof of Stamp Duty/Fees too?
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