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Help with CCJ is it statute barred?

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Comments

  • fatbelly
    fatbelly Posts: 23,302 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    I don't see what's confusing. They bought the debt on 25.1.13, and chose to start a court claim on whatever date you have there. What they did with interest is not relevant. The relevant dates are the date they started the court claim and the date of your last payment
  • I just find it strange if they bought the debt in Jan 2013 they didnt apply the CCJ until August 2016? 3 and a half year later? This seems along time after buying the debt?
  • fatbelly
    fatbelly Posts: 23,302 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    They would have tried to collect on it but it seems they couldn't find you. To secure their position on the debt they started a court claim in 2016. They may have believed they were doing it before it went statute barred or they may have taken a calculated risk that they could get a ccj anyway and argue it later if they needed to.
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