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Fund for preservation.
Comments
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Keeping what you've got in real terms would be okay if you have other pension income. If the SIPP is your only source of income until you get your State Pension, then I think you would be better looking at a medium risk portfolio looking for some growth and income.Hi all. First time post. I currently have an Sipp and am approaching my target figure. I am planning to retire in 7 years and keeping what I’ve got is more important than growth (although a little bit of growth would be nice).0 -
There's no magic to "income funds" or "wealth preservation funds", they just invest in a range of equity. fixed income and other investments and distribute the capital gains and income generated to the shareholders. You can do much the same yourself from a well diversified investment portfolio. Also don't discount capital gains as most retirees need their assets to grow to support a viable retirement.“So we beat on, boats against the current, borne back ceaselessly into the past.”0
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