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Indigowarrior's journey to financial peace

124

Comments

  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    It takes a bit to get sorted out both financially and mentally. It doesn't happen overnight. Small steps and take all the advice and help you get get.
    Have adventures. laugh a lot and always be kind.
  • indigowarrior
    indigowarrior Posts: 745 Forumite
    Another spend day. However, it was nice to get out of the house. So that leaves me about £53 for 12 days. Totally manageable.
    No Spend November 2/15 and SPC 134
  • Hope this week is a good one for you :)
  • indigowarrior
    indigowarrior Posts: 745 Forumite
    Hope this week is a good one for you :)
    Thank you. Picked up my prescription today and can resume taking my medication. I am praying hard that this will start to work properly. Decided to switch to online banking as tired of spending and not remembering. (long story)

    Today was another spend day though.
    No Spend November 2/15 and SPC 134
  • Today was an NSD. I also put £34 into savings Which leaves me £20 for 9 days. Totally doable.
    No Spend November 2/15 and SPC 134
  • Nothing much to report. Yesterday was an NSD and today wasnt. Am forming a plan for next month.

    :jPay £400 to simply be which will get me out of the cycle of charges being added. Bit scary paying that much but needs doing.
    :j £75 to savings. Not as much as I would like :( but a chance to catch up next month.
    Try and cut down on my food spending bit by bit.
    No Spend November 2/15 and SPC 134
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Pay £400 to simply be which will get me out of the cycle of charges being added. Bit scary paying that much but needs doing
    That sounds like a good plan if you can afford it. The sooner you get rid of that one the better and it will free up some money for something else.
    Have adventures. laugh a lot and always be kind.
  • That sounds like a good plan if you can afford it. The sooner you get rid of that one the better and it will free up some money for something else.
    Well I have had a massive spanner thrown into the works that I didnt expect.:eek::eek:

    I GOT A FLAT!!!!

    I have been offered a 1 bed flat in an area close to me. So now I need to save, save and save. As I will need to pay 4 weeks rent in advance.
    No Spend November 2/15 and SPC 134
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Oh but isn't that wonderful news! A place of your own! I am sure you can do this. xx
    Have adventures. laugh a lot and always be kind.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,289 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wonderful news. Maybe delay the debt repayments? Getting a roof over your head is more important so just tokens until you are in and sorted should be ok.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£7500
    365 day 1p Challenge 2026 £667.95/£296.46
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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