Mortgage offer time with Kent Reliance

London2018

Hi,

Does anyone know what the current wait time between a mortgage application and offer is with Kent Reliance?
This is our second mortgage app - long story, but our first app with Halifax failed the audit, due to there being 'discrepancies with verifying my income!?'. We did appeal it, but they said no.
Therefore our MB has sent every document possible to Kent Reliance that they may require.

Thanks

marcmc84

Do they have a service level tracker you could check? May give you some idea when they will be looking at your case from when its passed to underwriting.

London2018

Hi- no, as we have done it through a MB. I am sure he will, but all this waiting is so stressful , so was just hoping someone may have a rough guide

marcmc84

Have a look at http://www.kentrelianceforintermediaries.co.uk/
Current wait times are 3 working days for underwriting.
Submissions after 4pm will be considered as submitted the following day.

London2018

Thanks- doesn't seem to bad!

Househunter2019

How long did you wait in the end?

JayCeeEssex

Kent Reliance in my experience are not amongst the quickest, but they always get there in the end!

Househunter2019

Just wondering how many applications are AIP but then declined later on. They’ve got everything and valuation was last Wednesday! ��

JayCeeEssex

@Househunter...I really wouldn't worry too much! Most valuers work on a 48 hour turn round in getting the report back to the lender, so at best it would be with KR last Friday. Allow 3-4 days for incoming post to be assessed and added to the case then a further couple of days for it to get into underwriting. I would think you should hear something this week.

Micc13

How long did yours take @Househunter?

Mine will be submitted Monday, so wondering how long I will have to bite my nails for.