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ive done it

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at long last after 28 years with a mortgage my final amount sent off to virgin money a min after midnight soon as my fixed rate was up

i think i will open a beer and have a smile the house now belongs to me feeling chuffed
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  • badmemory
    badmemory Posts: 9,514 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    It does feel good doesn't it?
  • bexster1975
    bexster1975 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Bake Off Boss!
    Congratulations! :beer:

    Bexster
  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How fantastic! Congratulations :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Amazing! Well done!! Can't wait for that day still a few more years but getting there!! :)
    MF planning for the simple life :beer::j
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    well done! enjoy your new mortgage free life! x
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • at long last after 28 years with a mortgage my final amount sent off to virgin money a min after midnight soon as my fixed rate was up

    i think i will open a beer and have a smile the house now belongs to me feeling chuffed

    Amazing work richierich!:beer::beer::beer:

    Definitely time for celebration, especially knowing a life long wished for and worked for freedom is now yours :T
    Mortgage when started:
    Jan 2013: £200,999; 2nd Jan 2018: £137,500; 2nd Jan 2019: £119,000; 2nd Jan 2020: £98,800; 22nd May 2020: £81,000; 27th July 2020: £71,500
    Mortgage free day planned for: [STRIKE]25th June 2025 (day before my 40th birthday!)[/STRIKE] 31st December 2021
    [/STRIKE] 31st January 2022
    Mortgage free: 2nd June 2021!!!!!!
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Well done!
  • Amazing!! Well done! Huge achievement
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • julicorn
    julicorn Posts: 2,583 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Congratulations! Sounds like it's definitely time to celebrate :D
  • thanks a lot all, looking back 28 years crickey lol im glad im not starting off now with a mortgage, times were very hard when i was young and stupid missing payments etc but got there in the end and a lot wiser

    anyway all good luck its worth it in the end its like wakening up this morning and finding out you won the lottery still on a high today
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