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Local Government Pension Scheme

24

Comments

  • Andy_L
    Andy_L Posts: 13,160 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I assume that the same criteria will also apply to civil partnerships - ie, neither party is already married or in a civil partnership with another person?

    Like marriage you cant be in two CPs at once (or get a CP whilst married), although its not the crime of bigamy, its an offence under the CP act itself
  • kidmugsy
    kidmugsy Posts: 12,709 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Would you really be happy to pay 30% of your salary into the scheme just so you can leave a pension to your best mate?

    Best mate? Will nobody think of the grandchildren?
    Free the dunston one next time too.
  • G4OJR
    G4OJR Posts: 28 Forumite
    Seventh Anniversary 10 Posts
    My employer has fitted some standing desks where the height can be adjusted. That should fall out of the risk assessment for your workstation.
  • Silvertabby
    Silvertabby Posts: 10,648 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    !!!8220; Would you really be happy to pay 30% of your salary into the scheme just so you can leave a pension to your best mate?
    Originally posted by Silvertabby
    kidmugsy wrote: »
    Best mate? Will nobody think of the grandchildren?

    I was replying to Rich2808, who thought it was a shame he couldn't leave his pension to a friend !
    !!!8220; I think its a terrible shame that there is no way long term survivor pensions (bar the death in service lump sum and short term pension) can be passed onto friends or close relatives - such as siblings - in the same way those for civil partners and married couples can. Its not as if you can opt out and pay a lower contribution if you are single.
    Originally posted by Rich2808
  • Barny1979
    Barny1979 Posts: 7,920 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    G4OJR wrote: »
    My employer has fitted some standing desks where the height can be adjusted. That should fall out of the risk assessment for your workstation.
    Yeah, the DSE should flag up any issues.
  • Not trying to hijack the op's thread here, but if a person receiving the local government pension dies, then does the partner who is co-habiting receive the benefit if nominated on the nomination form?


    Male and female couple in this case, but not officially married.
    Thanks
  • Kynthia
    Kynthia Posts: 5,692 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Not trying to hijack the op's thread here, but if a person receiving the local government pension dies, then does the partner who is co-habiting receive the benefit if nominated on the nomination form?


    Male and female couple in this case, but not officially married.
    Thanks

    The lgps has a criteria they must meet. The schene website should explain what it is and it includes being free to marry each other. There may also be a length of time they have co-habited but I'm not sure.
    Don't listen to me, I'm no expert!
  • Neasy
    Neasy Posts: 92 Forumite
    Part of the Furniture 10 Posts
    Definition of "eligible cohabiting partner" here https://www.lgpsmember.org/more/cohab-partner.php
  • SallyH57
    SallyH57 Posts: 7 Forumite
    This is exactly my point. I feel I am being discriminated against because, after two divorces (!) I do not want to marry again and I am actually happier living alone. I have a daughter and grand-daughter, both who I help financially, but they are not considered "dependent" although I don't know what they would do without me.

    Times are changing - hopefully this is something that will be changed in the near future but probably not soon enough for me.
  • SallyH57
    SallyH57 Posts: 7 Forumite
    I know my employer would help with my work station. My problem will probably be the two hours driving every day - or longer if traffic bad. Sitting in a car is not good - getting out of the car is worse!
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