Getting it together...one £ at a time!

kindofagilr

Did you have a BBQ? the weather was so nice over the weekend wasn't it xx

teafor2

Hi HG Just popping by to say I hope you and the family had a lovely Easter Weekend and to let you know my cycle of non Prolific activity has been broken with a 9p survey this morning. xx :rotfl:

Homegrown0

teafor2 wrote: »

Hi HG Just popping by to say I hope you and the family had a lovely Easter Weekend and to let you know my cycle of non Prolific activity has been broken with a 9p survey this morning. xx :rotfl:

Yee ha! Let's hope that's the start of a new roll of high paying surveys for you (and maybe for me too )

Fantastic weekend, thanks! Now have the back to work blues... haha

kindofagilr wrote: »

Did you have a BBQ? the weather was so nice over the weekend wasn't it xx

Yes! We actually had 4 BBQs which is a bit ridiculous :rotfl:

doingitanyway wrote: »

I hope the BBQ happened.
Thanks for the picking DH's brains re bathroom although you may regret saying that
Happy Easter.

Yes, BBQ Central at my place this weekend :eek:

My husband might not know the answer but I'm more than happy to ask him anyway if it helps. Hope you had a lovely weekend!

doingitanyway

Homegrown0 wrote: »

My husband might not know the answer but I'm more than happy to ask him anyway if it helps. Hope you had a lovely weekend!

Thanks. Glad you had multiple BBQs

Homegrown0

Balances and paid amounts
Loan: £4,737.69 / £15,792.30 (£11,054.61 paid off - 70% paid)
CC1: £3,725.61 / £4,804.97 (£1,079.36 or 22% paid off)
CC2: £3,884.58 / £5,031.14 (£1,232.38 paid off - 24.5% paid)

Total: £12,347.88 / £25,619.44 (£13,366.35 paid off, 52% paid)

Good things:

• Total debt paid off is now over £13k :T
• Total debt left is into the £12ks
• Loan is 70% paid off now and is now under £5k left :j
• Both credit cards are into the 3ks now!
• Have paid off a quarter of CC2 bill.
• Total debt paid off is over 50% now - over half way there! :T
• Paid off over £1,000 to debt this month.
• Should be able to pay off another £1k in May.

Not so good things

• No lottery win yet...
• Although I'm delighted to be at the lower end of the 12ks this month, when i look at this figure realistically, it does seem like an awful lot of debt still to clear! Will try to ignore that and keep up the motivation.

Pay off your debt by Xmas 2019

• January - £854.92 (£218.51 overpaid) - 8.6% of challenge total
• February- £1,012.27 (£375.86 overpaid) - 10.1% of challenge total
• March - £919.99 (£283.58 overpaid) - 9.2% of challenge total
• April - £1,113.78 (£477.37 overpaid) - 11.1% of challenge total
  
  Total so far: £3,900.96 / £10,000 (39% of challenge total):j

Savings

• £2050.38 in general savings account (this fluctuates depending on what we need extra for - this month was a wedding)
• £0 in clothing/ gifts account...
• £300 in Christmas saver (will be £600 by November)
• £401 in CU saver (£50 added every month)
• 240 EUR in cash (from husband's failed trip away due to illness) - for summer holiday
• £100 in cash that I haven't yet deposited into the bank
• £??? in my sealed pot!

Days until pay day: 5
Loan payments left: 9
Childcare payments left: 15

abba1772

That's a great amount you've cleared in April xx

Homegrown0

abba1772 wrote: »

That's a great amount you've cleared in April xx

Yeah, i'm delighted with that Abba. Some extra siphoned out of the current account and some extra from TopCashBack and some surveys etc. It all adds up. Need to not be disheartened when that doesn't continue at the same rate over the next few months

kindofagilr

Homegrown0 wrote: »

Balances and paid amounts
Loan: £4,737.69 / £15,792.30 (£11,054.61 paid off - 70% paid)
CC1: £3,725.61 / £4,804.97 (£1,079.36 or 22% paid off)
CC2: £3,884.58 / £5,031.14 (£1,232.38 paid off - 24.5% paid)

Total: £12,347.88 / £25,619.44 (£13,366.35 paid off, 52% paid)

Good things:

• Total debt paid off is now over £13k :T
• Total debt left is into the £12ks
• Loan is 70% paid off now and is now under £5k left :j
• Both credit cards are into the 3ks now!
• Have paid off a quarter of CC2 bill.
• Total debt paid off is over 50% now - over half way there! :T
• Paid off over £1,000 to debt this month.
• Should be able to pay off another £1k in May.

Not so good things

• No lottery win yet...
• Although I'm delighted to be at the lower end of the 12ks this month, when i look at this figure realistically, it does seem like an awful lot of debt still to clear! Will try to ignore that and keep up the motivation.

Pay off your debt by Xmas 2019

• January - £854.92 (£218.51 overpaid) - 8.6% of challenge total
• February- £1,012.27 (£375.86 overpaid) - 10.1% of challenge total
• March - £919.99 (£283.58 overpaid) - 9.2% of challenge total
• April - £1,113.78 (£477.37 overpaid) - 11.1% of challenge total
  
  Total so far: £3,900.96 / £10,000 (39% of challenge total):j

Savings

• £2050.38 in general savings account (this fluctuates depending on what we need extra for - this month was a wedding)
• £0 in clothing/ gifts account...
• £300 in Christmas saver (will be £600 by November)
• £401 in CU saver (£50 added every month)
• 240 EUR in cash (from husband's failed trip away due to illness) - for summer holiday
• £100 in cash that I haven't yet deposited into the bank
• £??? in my sealed pot!

Days until pay day: 5
Loan payments left: 9
Childcare payments left: 15

:j:beer: Love this round up!!! I am sooooo going to pinch it too if that ok xx

Homegrown0

Of course you can, kindofagilr! I know it's pretty extensive but it just makes me happy seeing all of the percentages and numbers laid out like that.

But once it's done, i have a massive sense of loss! haha like 'what's next?'. I've got ages to wait until the next things happen, like debt payments, savings transfers and monthly round ups.

Impatience is my middle name!

teafor2

I love your monthly round up HG and how you set it out.

Those figures are brilliant. I really hope you don't get disheartened too much, you've done so well and you're already talking about lopping another £1k off in May. You're over the halfway mark so you're on the downward slope. And you're got holidays and house plans to look forward to as well which should keep you focused and motivated.

Have a great day. xx