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How to swap your One4all Gift Card and don't lose out

Cherry_Hinton_Blue
Posts: 32 Forumite


The One4all "Gift Card" (a prepaid Visa debit card) has many problems, including the fact that it declines rapidly in value after 18 months if unused. However, worst of all in my view is that online, you can't use it as 'part payment'. So if -- for example -- you have a £10 card, it can only be used to buy something costing £10 or less. And if it's less, that amount just stays on the card, probably never to be used.
Eventually, if presumably unspent, One4all just take back all those small amounts and we lose.
Grrr.
My suggestion is to immediately 'swap it' online for a gift card of the same value, from a retailer on their list who you will use. I just went to M&S and purchased a £10 'e-gift card' there, with my £10 One4all card. Just enter the One4all card details as a payment card, unticking the box where it suggests you save the card for future use. All fairly painless, and you get a much better card.
Eventually, if presumably unspent, One4all just take back all those small amounts and we lose.
Grrr.

My suggestion is to immediately 'swap it' online for a gift card of the same value, from a retailer on their list who you will use. I just went to M&S and purchased a £10 'e-gift card' there, with my £10 One4all card. Just enter the One4all card details as a payment card, unticking the box where it suggests you save the card for future use. All fairly painless, and you get a much better card.
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One4All are complete scammers0
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