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Mortgage steps

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Hi, I applied for a mortgage recently and now after long process they said the under writer is happy and passed it to the offers team. Is this the last step before the offer received?

any advice appreciated

Thanks

Comments

  • ACG
    ACG Posts: 24,558 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Not wanting to come across as sarcastic but I would be amazed if it was not the job of the "offers team" to issue the offer.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • bahaaabbas
    bahaaabbas Posts: 7 Forumite
    edited 17 June 2018 at 9:54AM
    So the underwriter is the most important in the process? other things just technicality

    Thanks
  • amnblog
    amnblog Posts: 12,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Underwriter makes decisions. Everyone else does administration or communication.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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