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Too many associated addresses?
gonsdad
Posts: 33 Forumite
Going to be applying for a mortgage in the next 6 months or so and looking at the various hiccups likely to happen.
From 2002 - 2009 I moved around a lot - changed student flats regularly, had spells back home and at a flat my mum owned. I then lived abroad for a few years before returning in 2014 and have lived in 2 places since then.
There's no defaults, not a single missed payment on my credit file and my Experian score is a healthy 975 (though I know this doesn't really mean anything). However, am I likely to face some difficult questions because I've moved around a lot in the past?
From 2002 - 2009 I moved around a lot - changed student flats regularly, had spells back home and at a flat my mum owned. I then lived abroad for a few years before returning in 2014 and have lived in 2 places since then.
There's no defaults, not a single missed payment on my credit file and my Experian score is a healthy 975 (though I know this doesn't really mean anything). However, am I likely to face some difficult questions because I've moved around a lot in the past?
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Comments
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You may only need to key the last 2 address, worst case scenario should be 3 (the property abroad). Lenders wont be interested in anything over 6 years.
Some lenders may have issues, but in the main I think you will be fine. You may get asked about it but that will be all.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Good to know. Thanks a lot!0
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