Mortgage Fraud

Fedora_2

Bit of an unusual predicament that I’d appreciate any thoughts on:

Soon to be ex-husband obtained a mortgage back in 2003/04 using a counterfeit passport / false identity. I knew a little about it at the time but was not directly involved however, stupidly turned a blind eye to it once my objections were ignored.

Since we separated he has caused me a lot of pain and suffering emotionally and financially (leaving me and my family with debts that he has no intention of paying off) and through being paid off the books at work, pays the bare minimum in child maintenance.

Now I’m trying to decide whether I should report him for mortgage fraud and if it will even be taken seriously as it was so long ago. The house has been sold (he made a profit from the sale) and as far as I know he has destroyed the passport and never used the identity again. Will the mortgage lender even have records from that long ago?

Should I pursue this or will it go nowhere, or worse get me into trouble?

csgohan4

https://www.gov.uk/government/organisations/hm-revenue-customs/contact/reporting-tax-evasion


start with tax evasion reporting of both him and his employer


You could try reporting to the lender but it may no go anywhere

TrickyDicky101

Were you a party to the mortgage? ie were you named as one of the borrowers?

Brock_and_Roll

In the highly unlikely event that the police looked into this (unlikely as no one here seems to have suffered a loss i.e. the lender got its money back), the OP could find herself in a rather uncomfortable position. In my job for a large financial organisation it is near enough impossible to get the police to look current frauds, never mind historic ones!!!


As soon as the police start asking about her knowledge of the alleged fraud at the time, she would either have to lie under oath or admit that she was aware of the situation leaving her open to prosecution.


Seems best to let sleeping dogs lie.

Fedora_2

No I was not involved in any of it or named on the mortgage - I knew some of what was going on at the time though.

Thrugelmir

Fedora wrote: »

through being paid off the books at work, pays the bare minimum in child maintenance.

How is he being paid off the books?

Fedora_2

He works full time but his payslip is only for 20 hours and he gets the rest off the books.

Mnd

Tell him you are going to report the tax evasion scam..unless
He sorts the debts and maintenance
Then report the tax scam