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Mortgage for adverse credit.....any ideas?!?
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meggiemoo_d
Posts: 89 Forumite
Hi,
I'm considering looking for a mortgage to buy a house on a shared equity basis. I have bad credit, but am starting to get myself sorted. Has anyone else been in a similar situation, or bought a shared-equity scheme house??
My bad credit is actually relatively low. I had some personal circumstances that led to my credit becoming a problem, which then escalated!!!
Any advice or ideas would be much appreciated!!
I'm considering looking for a mortgage to buy a house on a shared equity basis. I have bad credit, but am starting to get myself sorted. Has anyone else been in a similar situation, or bought a shared-equity scheme house??
My bad credit is actually relatively low. I had some personal circumstances that led to my credit becoming a problem, which then escalated!!!
Any advice or ideas would be much appreciated!!
Debt at 23/01/2007
Dorothy Perkins £905
Capital 1 £0 (Claimed £560 ish back in charges - £200 limit!!)
Mastercard £1100
HSBC overdraft 1250
Natwest overdraft 1050
Littlewoods catalogue 850
Joined £2 club - £0 so far!!! :beer:
Dorothy Perkins £905
Capital 1 £0 (Claimed £560 ish back in charges - £200 limit!!)
Mastercard £1100
HSBC overdraft 1250
Natwest overdraft 1050
Littlewoods catalogue 850
Joined £2 club - £0 so far!!! :beer:
0
Comments
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What kind of problems were they? CCJs? defaults?
How long ago were they?I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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