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How To Find Contracted Out Years
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will my COPE equivalent of £48.70 be deducted from my final salary when I start claiming my state pension?
No. The COPE was used only when calculating your starting amount for new state pension.
I am assuming that you are female.
However, be aware that the SL scheme has no obligation to index link any pre 88 GMP (and post 88 GMP only up to 3%) once you reach age 60.
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/447195/new-state-pension--effect-of-being-contracted-out.pdf
The above explains (but for Basic SP read £119. 30 and for NSP £155.65).0
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