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Hard searches prior to mortgage application

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Hello
Back in April, I didn't expect to buy with mortgage this year and got myself a credit card and a current account with no overdraft facilities . There are two hard searches on my report in May, but the accounts are yet to be reported in May.


In the giffgaff one, I have the June version in which the points (which I have been told not to care too much as lenders see it differently) drop a bit (2%)


My credit card utilization is very low (<5%), will that still kill my mortgage applications?



Thanks

Comments

  • amnblog
    amnblog Posts: 12,730 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are worrying about nothing.

    Forget it and have a good weekend.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • whatnext18
    whatnext18 Posts: 30 Forumite
    amnblog wrote: »
    You are worrying about nothing.

    Forget it and have a good weekend.


    Direct and to the point, cheers


    Hope yours is great too :)
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