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Dolly's list for life.......

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    omg your home fund is looking fantastic!!!!xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • I knowwwwwwwwww - finally broke into 4 figures!

    Dxxx
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Pay in - pay out day!

    Transferred over my savings so the totals are now;

    * - £1200.00 - My Home Fund
    * - £613.00 - Mallorca Fund

    I'm going to open a H2B ISA next month so need to have a look and see which one is going to be best, I'm hopeless with stuff like this to any tips you can give me will be much appreciated.

    Dxxx


    Might be worth checking whether H2B is better or LISA...
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • I think a LISA may be a better option for you as you can save more in it.

    Just read your Diary Dolly, what an amazing start to the year you are having.
    debt consolidated 16/8/18 £9,788.01/£12,618.12 :( (Total debt at LBM 1st Jan '18 c..£19.5k)
    EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8% :D
  • Lucifa73 wrote: »
    Might be worth checking whether H2B is better or LISA...

    Right I will have a look into that.

    Not a lot of providers do LISAs though do they? Well they didn't the last time I looked into it anyway.

    Dxxx
  • Starmummy wrote: »
    I think a LISA may be a better option for you as you can save more in it.

    Just read your Diary Dolly, what an amazing start to the year you are having.

    Ah thanks Starmummy!

    It has been a good start and it's only gonna get better :T:T:T

    Defo going to look into a LISA.

    Dxxx
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    There aren't many providers, no, but the govt. top up might be better. I'm not fully up to speed as I am not eligible for either.
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Off to have a look into it now.

    Dxxx
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've got a LISA with Skipton, I only opened it to make sure I got one before I turned 40. I haven't really done anything with it as I don't have any spare to save at the moment.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Already posted on your facebook but happy birthday today <3 xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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