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Dolly's list for life.......

edited 19 August 2018 at 11:41AM in Debt Free Diaries
711 replies 36.8K views
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Replies

  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Morning all,

    So 2 more days until my Debt Free Day:j:j:j

    Cannot wait to make those final payments.

    As soon as they clear I am going to cancel the Barclaycard, no need to have a CC with a £12,500 limit as I am going to be a smart cookie from now on when it comes to money.

    Still haven't heard back from Opinion Outpost about them terminating my account :( Hopefully they will get back to me this week at some point.

    I had a lazy morning and came into work at 9.45am rather than 8am so will need to stay later to make the time back, sure I will be regretting this decision at 8pm when I am leaving work :rotfl:

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Just had a £4 survey - whoop whoop!!

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • doingitanywaydoingitanyway Forumite
    5.9K posts
    Ninth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
    ✭✭✭✭
    I am seriously impressed Dolly Rocker and it is good to see your plan mapped out. That is what I call goal setting!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Aw thank you :o

    Planning for my future, really looking forward to a New Year and a new start.

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Just got another £5 survey - super happy with that.

    It is a mobile and broadband one with a 2 day diary, well on my way to the next £50 cheque!

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Oh also meant to add that I cashed out a £15 Amazon voucher so bought a bottle of tequila for my night out on Friday.

    This is for me and a couple of the girls from work, we always go out for dinner but end up just drinking tequila. We don't kid ourselves now so just take a bottle out with us - how cheeky :p

    Not paying £3 a shot in the pub no sireeeeeee :rotfl:

    Also because I bought it with my Amazon I am now £10 up in cash towards my night out - go me!

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    1 day until my Debt Free Day :j:j:j

    Eeeeeeeeeeek, payday is not coming quickly enough.

    I cannot wait to pay off this CC and get it cancelled for good.

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • monzmonz Forumite
    4K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Not long at all :) xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) :D car PCP - £4,149.75/£11,848.25 mortgage - £76,560 o/s currently - paid £10,684.50 (£319.84 overpayment)
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    I know, I am struggling to focus on anything else right now cos I am just counting down the minutes till I can make this payment!

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • Lucifa73Lucifa73 Forumite
    7.7K posts
    Part of the Furniture Combo Breaker
    ✭✭✭✭
    Exciting times for you.

    Just a thought - rather than cancelling the BC, reduce the limit and use it and pay off the balance straight away. It is handy to have the cover a CC provides on bigger purchases and, managed well, will help your credit score when it comes time to submit that mortgage application. You could also look around for a CC that gives you rewards for using it and make that wee bit of plastic work for you.

    Whatever you decide, enjoy that final payment tomorrow!
    Lucx
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


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