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Mortgage with default
Mrheaton
Posts: 1 Newbie
Hi me and my oh have had a offer accepted on a property. We have had a mip accepted by Rbs but before we went to the full application process we both ordered copies of our credit file. Hers is fine but mine had a 5 year old default for £130 (an old student overdraft) which I paid once I realised, although it still isn’t updated on my file. I was just wondering how in-depth the initial check are am I likely to be rejected. My report shows nothing adverse for 60 months.
Thanks in advance for any insight
Thanks in advance for any insight
0
Comments
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No, you are not likely to be rejected.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Default on a student account?
Not RBS nor NatWest?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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