New Mortgage

lastbigspender

Folks


Trying to get a new mortgage and have tried few people.


I have my house sold and old mortgage paid off. Have sale agreed on another property just trying to get best deal out there, can anyone share their experiences of obtaining a mortgage, any recommendations for people?


Thanks

steveymp

Santander, did mine all online but I am an existing customer got a very good fixed rate 7 year deal too for peace of mind.

You could try calling at a branch or try Nationwide, progressive etc.... plenty of good rates about at present, your existing bank should offer you a loyalty bonus rate too if you try them, but always shop around

guiriman

Depends what you want. I was in a similar position last year (mortgage paid on my old house and sale agreed). I took a deal with Danske that gave me cashback but at a higher interest rate than some other deals with a view to clearing the new mortgage once my old house completed. The cashback covered ~6 months interest so I effectively got an interest free loan for 6 months

Old_Git

go to a broker. I got mine via london & Country.

Zola.

Broker all the way. A million more options.

NH1878

A good broker is worth their weight in gold!

worried_jim

steveymp wrote: »

Santander, did mine all online but I am an existing customer got a very good fixed rate 7 year deal too for peace of mind.

Just fixed mine for 7 years too. Sleep like a baby!

qwert_yuiop

worried_jim wrote: »

Sleep like a baby!

I know how you feel. I wake up six times a night crying my lights out as well.