New Mortgage


Trying to get a new mortgage and have tried few people.

I have my house sold and old mortgage paid off. Have sale agreed on another property just trying to get best deal out there, can anyone share their experiences of obtaining a mortgage, any recommendations for people?



  • steveymp
    steveymp Posts: 2,797 Forumite
    First Anniversary Combo Breaker
    Santander, did mine all online but I am an existing customer got a very good fixed rate 7 year deal too for peace of mind.

    You could try calling at a branch or try Nationwide, progressive etc.... plenty of good rates about at present, your existing bank should offer you a loyalty bonus rate too if you try them, but always shop around ;)
    I am trying, honest;) very trying according to my dear OH:rotfl:
  • guiriman
    guiriman Posts: 525 Forumite
    First Post Name Dropper First Anniversary
    Depends what you want. I was in a similar position last year (mortgage paid on my old house and sale agreed). I took a deal with Danske that gave me cashback but at a higher interest rate than some other deals with a view to clearing the new mortgage once my old house completed. The cashback covered ~6 months interest so I effectively got an interest free loan for 6 months
  • Old_Git
    Old_Git Posts: 4,744 Forumite
    First Post First Anniversary Mortgage-free Glee! Cashback Cashier
    go to a broker. I got mine via london & Country.
    "Do not regret growing older, it's a privilege denied to many"
  • Zola.
    Zola. Posts: 2,204 Forumite
    First Anniversary Photogenic Name Dropper First Post
    Broker all the way. A million more options.
  • NH1878
    NH1878 Posts: 17 Forumite
    A good broker is worth their weight in gold!
  • worried_jim
    worried_jim Posts: 11,631 Forumite
    Combo Breaker First Post
    steveymp wrote: »
    Santander, did mine all online but I am an existing customer got a very good fixed rate 7 year deal too for peace of mind.

    Just fixed mine for 7 years too. Sleep like a baby!
  • qwert_yuiop
    qwert_yuiop Posts: 3,615 Forumite
    First Anniversary First Post
    Sleep like a baby!

    I know how you feel. I wake up six times a night crying my lights out as well.
    “What means that trump?” Timon of Athens by William Shakespeare
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