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New Mortgage

in N. Ireland
7 replies 2.1K views
lastbigspenderlastbigspender Forumite
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Folks


Trying to get a new mortgage and have tried few people.


I have my house sold and old mortgage paid off. Have sale agreed on another property just trying to get best deal out there, can anyone share their experiences of obtaining a mortgage, any recommendations for people?


Thanks

Replies

  • steveympsteveymp Forumite
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    Santander, did mine all online but I am an existing customer got a very good fixed rate 7 year deal too for peace of mind.

    You could try calling at a branch or try Nationwide, progressive etc.... plenty of good rates about at present, your existing bank should offer you a loyalty bonus rate too if you try them, but always shop around ;)
    I am trying, honest;) very trying according to my dear OH:rotfl:
  • guirimanguiriman Forumite
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    Depends what you want. I was in a similar position last year (mortgage paid on my old house and sale agreed). I took a deal with Danske that gave me cashback but at a higher interest rate than some other deals with a view to clearing the new mortgage once my old house completed. The cashback covered ~6 months interest so I effectively got an interest free loan for 6 months
  • Old_GitOld_Git Forumite
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    go to a broker. I got mine via london & Country.
    "Do not regret growing older, it's a privilege denied to many"
  • Zola.Zola. Forumite
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    Broker all the way. A million more options.
  • NH1878NH1878 Forumite
    17 Posts
    A good broker is worth their weight in gold!
  • worried_jimworried_jim PPR
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    steveymp wrote: »
    Santander, did mine all online but I am an existing customer got a very good fixed rate 7 year deal too for peace of mind.

    Just fixed mine for 7 years too. Sleep like a baby!
  • qwert_yuiopqwert_yuiop Forumite
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    Sleep like a baby!

    I know how you feel. I wake up six times a night crying my lights out as well.
    “What means that trump?” Timon of Athens by William Shakespeare
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