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Remortgaging
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pollyanna24
Posts: 4,390 Forumite
I have been looking into this to see if it's worth doing. I know there are guides and such like to help me through it, but just wondered if I had all the fees applicable right (I have been looking at Britannia, if that helps).
Reservation fee: varies quite a lot (£399 upwards)
Valuation fee: £200
Admin fee: £100 (not payable on all mortgages)
Conveyancing fee: £180 approx (this is what Britannia lady told me)
I asked my boss (who is a solicitor) about remortgaging. He probably won't charge me as he hasn't before, but then he started going on about a whole load more fees I would incur (not sure if he was trying to put me off remortgaging).
Search fees, bank telegraphic fees, redemption fees and he mentioned an additional figure for these of £500! Is this right? Are there any more fees lurking around that I haven't thought of?
Reservation fee: varies quite a lot (£399 upwards)
Valuation fee: £200
Admin fee: £100 (not payable on all mortgages)
Conveyancing fee: £180 approx (this is what Britannia lady told me)
I asked my boss (who is a solicitor) about remortgaging. He probably won't charge me as he hasn't before, but then he started going on about a whole load more fees I would incur (not sure if he was trying to put me off remortgaging).
Search fees, bank telegraphic fees, redemption fees and he mentioned an additional figure for these of £500! Is this right? Are there any more fees lurking around that I haven't thought of?
Pink Sproglettes born 2008 and 2010
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.81
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.81
0
Comments
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Can you explain what your are trying to achieve your post confused me, SImonI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.(Perspective Finance - FSA Regulated 453002)0
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