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Mortgage Interest only

I wonder if you can help I have an Interest only Mortgage which has only 10 years left, I want to downsize unfortunately I can't do a part exchange from a 3 bedroom to a 2 bedroom, I need advice as to what to do as I can't afford to pay off my Mortgage at the end of it's time. I'm single work F/T I have a poor credit record. Can anyone help?
Much appreciated.

Comments

  • ACG
    ACG Posts: 24,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Can you not make overpayments to your mortgage now? Even £50 a month overpayment would be £6000 off the balance give or take, it would give you more equity to play with when the time comes.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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