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Help please
zombiecazz
Posts: 535 Forumite
I have an old credit card debt. Well over 6 years. It got transferred to Capquest (I think) and they put an inhibition on me. The first one was around 2011 they then renewed it in July 2016.
I have had no corresponded with them at all. The debt is no longer on my credit score.
I’m considering remortgaging, but understand I can’t if I have an inhibition.
I cannot afford to pay of this debt - I have no idea how much it is was probably around £4,000 in 2011.
What should I do?
I have had no corresponded with them at all. The debt is no longer on my credit score.
I’m considering remortgaging, but understand I can’t if I have an inhibition.
I cannot afford to pay of this debt - I have no idea how much it is was probably around £4,000 in 2011.
What should I do?
"A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain." Mark Twain
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Comments
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Hi,
We move posts if we think they will get more help elsewhere.
You tagged onto a very old thread, so your post has been moved to the general DFW forum.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
If you don't dispute that you owe this debt, then perhaps contact Capquest and make an offer that you can afford and ask them to remove the inhibition. Mind you, they're not called 'crapquest' for nothing on here.I used to think that good grammar is important, but now I know that good wine is importanter.0
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