Advice re Stepchange IVA

bartie

Hi


I have 5 more payments to make to finish my IVA, and my annual review would normally be due next month. Does anyone know if, when counting down the last few months if the normal review date applies? and if so, I heard all I'd have to produce is the normal 3 monthly payslips, not bank statements.


Would I also have to keep copies of all my payslips till my last payment on 1st October?


If anyone else has been through their last 6 months countdown and could pass on their experiences re Stepchange I would be most grateful!!


Bartie

Dox

If you have a look at the Stepchange website there's a Q&A section, which helpfully includes this answer from 10 months ago:

'If your last review falls when you have 6 or less payments remaining, then we!!!8217;d do a more condensed version of the review, which only involves checking your payslips for additional income. However we don!!!8217;t need to do any sort of review or check once your final payment has been made. So depending on your approval date, it may be that we!!!8217;ll do a full review for you in March 2018 and then you!!!8217;ll reach your final payment before any other review will be due.

Once you!!!8217;ve made your final payment we!!!8217;ll draft a completion report with a completion certificate to confirm your IVA has completed successfully, which will be sent to you and your creditors.

Not sure this fully answers your question, so perhaps ask your own of the team at Stepchange? Link: https://moneyaware.co.uk/2012/11/what-happens-when-you-make-your-final-iva-payment/?_ga=2.6170672.2066766024.1525300967-1763191468.1525300967

bartie

Thanks very much for taking the time to reply!!

Dox

Well done for getting to this point - not an easy thing to achieve.