Mis-sold?

richardtpas

Ok. Nothing I said suggested that I !!!8216;splurged out on a bunch of stuff!!!8217;.
In my original post I simply asked a question. Prompted by the constant marketing that we are all bombarded with these days.
I!!!8217;m not and never have been litigiously minded - I just wondered what people thought.
I!!!8217;m grateful for the responses but there really isn!!!8217;t a need to include such an unfounded judgemental tone.

AnotherJoe

richardtpas wrote: »

Ok. Nothing I said suggested that I "splurged out on a bunch of stuff" .
In my original post I simply asked a question. Prompted by the constant marketing that we are all bombarded with these days.
I'm not and never have been litigiously minded - I just wondered what people thought.
I'm grateful for the responses but there really isn't a need to include such an unfounded judgemental tone.

to invest in our home and lifestyle

OK, so if the money wasn't "splurged" what then is your actual complaint? That someone gave you a borrowing facility , and because you used it on items you needed and werent a waste at all, they should be penalised????

richardtpas

No complaint. I asked a question. Using the appropriate number of question marks.

Lucky_Duck_2

I remember my first mortgage with Nationwide back in 1997,

They required something like £250 for their 'scheme for maximum advances' which was an insurance policy that benefited them alone if we defaulted and no overpayment allowed for 5 years although the promotional rate ended after two.

How times change.