We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Field Call want to meet me? Help

I have received a letter from a company called Field Call. They have said that Nationwide have asked them to contact me and meet with Field Call about my loan arrears. I have two loans and one of them wasn't added to my DMP. I don't know why as I sent the information off. I have contacted Stepchange already to ask how to add this and have so far only received an email to say they have passed my email on for a reply. And today I have received this letter... it felt really scary!!

I want to ring Field Call and explain the situation but I thought I would check if anyone knows about them and can give me any advice?

Comments

  • anna_1977
    anna_1977 Posts: 862 Forumite
    Eighth Anniversary 500 Posts
    I'd call Stepchange and tell them you sent the email but have now have received this letter

    or call nationwide and talk to them, explain you are adding the loan onto your DMp

    don't call Field Call - this is from Google

    Fieldcall Ltd is authorised and regulated by the Financial Conduct Authority providing of field agent services to the Regulated Financial Services sector specialising in vulnerable customer, arrears and general information gathering visits.
  • sourcrates
    sourcrates Posts: 30,186 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Ignore these chaps from field call, occasionally banks employ these companies to come and have a chat with you as to why you are in arrears and to find a solution to get you back on track, they are paid, usually on a commission basis, but you do not have to deal with them, they have no rights of entry to your property.

    Get in touch with stepchange, forget the email, pick up the phone and speak to them, get the loan included in your DMP, send a letter to the creditor advising that`s what you have done, and they will call off the dogs so to speak.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi Slytherin,


    I would add that Field Call appear to be a debt collector and not a bailiff. They cannot be a bailiff unless you have a CCJ for this debt, which means they have no right of entry or repossession.


    If they did visit you, you don't need to deal with them and can just ask them to leave, and they should go. I would also suggest getting in touch with Step Change to see if this could be added to your DMP.


    Laura
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • Slytherin
    Slytherin Posts: 57 Forumite
    Thanks for your advice, everybody. I really appreciate it.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.7K Spending & Discounts
  • 239.3K Work, Benefits & Business
  • 615.1K Mortgages, Homes & Bills
  • 175K Life & Family
  • 252.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.